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Cal Fin Home Loans Refinance Center 

Your Premier Home Loan Service Experts 

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 [fusion_one_page_text_link link=”#steps” class=”” id=””]Steps[/fusion_one_page_text_link]
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 [fusion_one_page_text_link link=”#refinance” class=”” id=””]Refinance Options[/fusion_one_page_text_link]
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 [fusion_one_page_text_link link=”#calfin” class=”” id=””]Cal Fin Promise[/fusion_one_page_text_link]
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 [fusion_one_page_text_link link=”#process” class=”” id=””]Refinance Process[/fusion_one_page_text_link]
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Mortgage Rates

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Calculator

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filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” first=”false” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” spacing_right=”” type=”1_3″][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”” bottom_margin=”50″ border_size=”” icon=”” icon_size=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_button link=”https://www.calfinhomeloans.com/refinance-experts/” text_transform=”” title=”” target=”_self” link_attributes=”” alignment=”center” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” color=”default” button_gradient_top_color=”” button_gradient_bottom_color=”” 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Equal Opportunity Lender

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Refinance My Mortgage

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””]

Whether you’re looking to pay off your mortgage faster, consolidate debt or refinance an investment property, Cal Fin Home Loans is here for you. Our team of dedicated home loan experts will walk you through the entire refinance process. We are here every step of the way, and will ensure you get the perfect loan. With over 25 years of experience, we our a team you can count on.

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Before you decide to refinance, you should determine your financial goals. Most homeowners refinance to take cash out, get a lower payment, or shorten their mortgage term.

[/fusion_toggle][fusion_toggle title=”Applying to Refinance” open=”no” class=”” id=””]

Refinancing is a major financial decision. You’ll want to do research, prepare the proper documents, and find a lender who can make your mortgage refinance as easy as possible.

[/fusion_toggle][fusion_toggle title=”Appraisals and Underwriting” open=”no” class=”” id=””]

Appraisal –

You’ll need an appraisal to verify the value of your home. The appraiser will determine an opinion of value by inspecting your home and comparing it to similar ones in your area that have recently been sold.

There are some instances when your lender won’t require an appraisal. For example, your lender might be able to waive the appraisal if your home has been appraised in the last 120 days.

Underwriting –

Your lender will work on underwriting your loan after you’ve submitted all required documents. This process refers to an underwriter verifying the details on your mortgage application and supporting documents. The underwriter will confirm that everything is accurate and fulfills the guidelines. Your application must meet the criteria of both your lender and the investor of your loan, which is the institution your lender receives your mortgage funds from.

[/fusion_toggle][fusion_toggle title=”Closing Your Refinance” open=”no” class=”” id=””]

Closing your refinance is very similar to closing on your home. However, this time you won’t be dealing with a seller or real estate agent.

[/fusion_toggle][fusion_toggle title=”Manage Your Mortgage Payments” open=”no” class=”” id=””]

After the paperwork is finalized, you can start reaping the benefits of your refinanced mortgage.

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hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” color=”default” button_gradient_top_color=”” button_gradient_bottom_color=”” button_gradient_top_color_hover=”” button_gradient_bottom_color_hover=”” accent_color=”” accent_hover_color=”” type=”3d” bevel_color=”” border_width=”” border_radius=”” border_color=”” border_hover_color=”” size=”” stretch=”default” icon=”” icon_position=”left” icon_divider=”no” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]LET’S GET STARTED![/fusion_button][/fusion_builder_column][fusion_builder_column type=”1_1″ layout=”1_1″ center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” hover_type=”none” border_style=”solid” border_position=”all” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ padding_top=”0px” padding_right=”43px” padding_bottom=”0px” margin_top=”0px” margin_bottom=”0px” background_type=”single” 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Popular  Refinance Options

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spacing_left=”2%” type=”1_5″][fusion_imageframe image_id=”2209|medium” max_width=”” blur=”” stylecolor=”” hover_type=”zoomin” bordersize=”” bordercolor=”” borderradius=”” align=”center” lightbox=”no” gallery_id=”” lightbox_image=”” lightbox_image_id=”” alt=”” link=”” linktarget=”_self” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]http://www.calfinhomeloans.com/wp-content/uploads/2020/07/Refinance-Investment-Property-191×300.png[/fusion_imageframe][/fusion_builder_column][fusion_builder_column type=”1_1″ 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Cal Fin Home Loans 25 Years of Service 

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Why Cal Fin Home Loans

[/fusion_title][fusion_separator style_type=”single solid” sep_color=”#ff704d” border_size=”5″ icon=”” icon_size=”” icon_circle=”” icon_circle_color=”” alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” width=”125″ bottom_margin=”15″ /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””]

For over 25 years, our trusted Loan Advisors have been providing our clients with exceptional home loan services. Whether you’re purchasing your first home, buying an investment property or refinancing an existing mortgage, the Cal Fin Team is here for you.  We are on a mission to make purchasing a home or refinancing a mortgage easy, with simple to follow steps, attractive rates and top-notch service. At Cal Fin Home Loans we are dedicated to providing the highest quality Customer Service, delivered with a sense of warmth, honesty and integrity.

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The Refinance Process

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Through Creativity, Integrity & Transparency

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